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Here are the list of of the Top 16 Best Insurance Companies In Nigeria 2018

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Did you know that there are more than enough insurance companies in Nigeria? Yes, that makes it hard to know which ones are the best for you. Here we are going to see a list of the top best insurance companies.

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We all believe that life is good, yes life is good but sometimes it takes its face against each and every one of us isn’t it? What will you do? Learning how to deal with it is the trick.
One of the ways to deal with life is getting help through Insurance companies, as this can also help you cope with life anxiety. But what is insurance?

What is Insurance

Insurance is a way of reducing your potential financial loss or hardship. It can help cover the cost of unexpected events such as theft, illness or property and it can even provide families with a financial payment upon someone death.
All you need to do is just to pay a fee called a Premium, and in exchange the insurance company agrees to pay you a certain amount of money if the event you are insuring against is covered and happens during the term of the policy.
We have various insurance companies in Nigeria today but it will be advisable that you know more about the insurance companies before buying insurance.
Let’s consider some basic insurance terms that you may encounter as you look into my list of best insurance companies in Nigeria, soon to be listed below.
Agent: Someone who represents one insurance company and sells its insurance products.
Broker: Person or company who sells the insurance products of several different insurance companies
Coverage: Amount of protection you have purchased.
Claim: Official notice you provide to your insurer requesting to be paid for a loss of event covered by your insurance policy.
Insured: Person(s) protected by the insurance policy.
Insurer: Insurance Company that issues the insurance policy
Policy:  Legal contract between you and the insurer
Insurance companies in Nigeria consist of different types of insurance which includes:
  • Life insurance
  • Health insurance
  • Business insurance
  • Property and casualty (General) insurance
  • Auto insurance .
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